If you need Architect insurance, you’ve come to the right place.
At TOMINS, we deliver mindful, custom-tailored insurance solutions for today’s Architectural firms.
Our easy access portal and 24-hour policy availability are designed to ensure you have the documents and information you need, as soon as you need them—enabling you to focus on what really matters–your architecture business.
As if that wasn’t enough reason to consider TOMINS for your Architecture insurance needs, our coverage comes with the added advantage of being powered by Higginbotham and backed by a team of seasoned insurance experts.
TOMINS—because you deserve an insurance partner that works as hard as you do.
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Architect insurance should be a non-negotiable for any architect that wants to succeed in the long term. Not only that, but most Architects will need to furnish a Certificate of Insurance in order to be considered for jobs.
Factoring in the huge liability associated with designing structures that house and hold people, most architects consider insurance a critical part of doing business.
At TOMINS, our deep understanding of the distinctive needs of an Architectural firm help us design an insurance package for you.
From Errors and Omissions (E&O) to the Commercial General Liability Coverage every business needs, TOMINS is the perfect insurance partner for an architectural business.
Custom-tailored to your business, TOMINS Architect insurance offerings include:
Whether you are a sole proprietor or a large Architectural firm, it’s wise to carry a Commerical Insurance Package (PKG) and Professional Liability.
Like a homeowner’s insurance, a Commercial Package is designed to ensure a business owner’s operations, property, and other business assets against unforeseen loss.
An Architect Package Policy typically consists of three fundamental coverages:
Architect insurance for a conventional firm should include the abovementioned coverages (Commercial Property with Business Income and General Liability) at minimum.
Due to the scope of business for an Architect, the likelihood of claims arising from Errors and Omissions is heightened. Otherwise known as Professional Liability insurance (LINK (E & O is designed to protect architects from claims resulting from mistakes and negligence during consulting, planning, designing, and more.
Considering the substantial risks and exposure involved with designing buildings for human occupancy, Architects should always carry E&O insurance to limit their legal liability exposure.
Depending on your architecture firm’s circumstances, it may be wise to carry other coverages as well. Some good options for further consideration include:
The risky nature of an Architect’s work makes a strong argument for carrying Architect insurance.
Due to the high probability that people could be hurt or killed as a result of an architectural firm’s mistake, professional liability insurance is particularly critical for Architects.
Tomins Architect Insurance offers fully customizable coverage for any individual situation. Our specialized Architect Insurance policies can also include:
Insurance is an essential part of doing business as an Architect.
Perhaps one of the most important insurance coverages for Architects outside of General Liability, professional liability (E & O) insurance usually starts around $750 (end cost depends on each business’s exposure).
Whether you’re designing homes, offices, skyscrapers, or anything in-between, TOMINS has you covered—get your free TOMINS Architect insurance quote today.
At TOMINS, we’re in the business of making insurance for Architects simple.
If you need insurance for your Architecture business, head to our free online quote page here.
To make sure TOMINS can provide the most accurate and competitive quote possible, try to have the following information available before you start: