Catering Insurance

At Tomins, we understand that a catering business owner needs to manage many moving parts to make their business succeed.

The risks you face daily and the needs you have for insurance are not the same as the caterer down the street. That’s why we design Catering Insurance with your specific operation in mind—freeing you up to focus on what really matters: growing your business.

You deserve an insurance partner that works as hard as you do.

Tomins — mindful insurance today, successful business tomorrow. 

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What Is Catering Insurance?

Catering Insurance is a specially designed insurance policy that can help a catering business owner with the costs of an unexpected loss.

 As you likely know, the likelihood of property damage, an employee injury, a lawsuit or other risk is high for caterers. At Tomins, we understand you don’t have time to worry about whether or not you’re covered.

That’s why we take a consultative approach to insuring your business—getting you all the coverages you need and none that you don’t. Because the last thing you need is another thing keeping you up at night.

Isn’t it time you worked with an insurance partner that works as hard as you do?

Get your free Catering Insurance Quote here now.

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Closeup of catering business owner in a white dress shirt with rolled up sleeves carrying two elegantly plated diners with filet medallions, a small salad, soup and fried potatoes

Do I Really Need Insurance for My Catering Business?

As an expert food service professional, you’re all too familiar with the dangers associated with handling and preparing food.

Adding the risk exposure created from hiring, driving, and working directly with clients to the equation, Catering Insurance can be the key to making sure your business makes it in the long run.

From a customer getting burned by their coffee, to a food safety incident, to an at-fault accident with one of your catering vans, there are countless risks threatening your business daily.


What Catering Insurance Coverages do I Need to Carry?

You deserve the peace of mind of knowing that you’re covered.

That’s why our Catering Insurance experts work overtime to understand the unique needs of your business and design the perfect policy for your needs.

Some of our available Caterer’s Insurance Coverage options include:

If you’re ready for a Catering Insurance Policy that was designed with your business in mind, check out our free online quote page now.

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How Much is This Going to Cost Me?

You’ll be happy to know Catering Insurance can oftentimes end up being surprisingly affordable.

However, regardless of the “affordability” of some other policies, there is simply no “one size-fits-all” solution available.

Understanding the different needs of each business helps Tomins recommend the best coverages for each situation.

While factors such as location, past claims, and risk exposure can create fluctuations in policy premiums, you can often save considerable money by opting to bundle your coverages in a Business Owner’s Policy or similar package plan.

Talk to one of our Catering Insurance Experts today to find out what Tomins can do for you.

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Getting Your Catering Insurance Quote Today

If you need Catering Insurance on the fly, Tomins has you covered.

Head down to our free online quote portal and we’ll have a personalized quote back to you in no time.

To help us provide the most competitive and accurate quote possible, we ask that you gather the following information available before applying:

  • Business address and tax ID 
  • Income for your most recently completed fiscal year 
  • Number of employees you currently employ
  • Information about other insurance you currently hold
  • Volume, nature, and storage method tenant or client data  
  • Proof of professional licensing and other relevant certifications or permits  
  • History of past claims (at least three years) 

You deserve an insurance partner that works as hard as you do.

TOMINS—mindful insurance today, successful catering business tomorrow.

Get a Quote Now Talk With Us Today