CrossFit Instructor and Gym Insurance

If you’re looking for CrossFit Insurance, you’ve come to the right place.

Tomins understands that the life of a CrossFit trainer or gym owner is full of unexpected twists and turns—the last thing you need is another thing keeping you up at night.

That’s why we take the time to understand each business we serve to make sure we’re delivering a policy that makes sense for their unique needs. Our consultative approach to CrossFit Insurance helps make sure you’re getting all the coverages you need and none that you don’t.

At Tomins, we pride ourselves in delivering the right coverage at the right price. Every time.

Get your free Tomins CrossFit Insurance quote today.

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Why Do I Need Insurance for My CrossFit Gym?

CrossFit is a high-intensity activity with an above-average risk for injury.

At the end of the day, even a CrossFit Personal trainer should be carrying insurance. The last thing you want is to end up with a coverage gap when someone gets hurt.

At Tomins, we realize different CrossFit professionals have different needs.

Rather than take the cookie-cutter approach to insurance that many others employ, we do what it takes to learn about your specific operation before custom-tailoring a unique policy made specifically for your business.


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CrossFit gym owner in a black sports bra and gray yoga pants working out with an orange and black medicine ball before her next class

Recommended CrossFit Insurance Coverages

As you can probably guess, your CrossFit Insurance needs will vary based on the scope of your operation, location and other factors.

That said, there are a few essential coverages that Tomins recommends almost every CrossFit gym owner carries.

Commonly bundled into a Commercial Insurance Package, these fundamental coverages include:

Commercial Property Insurance

If you lease or own a gym, Commercial Property Insurance can help protect it from loss or damage.

This coverage is designed help with the costs of repairing or replacing your business’s physical property, building or buildings, and equipment in the aftermath of an incident.

General Liability Insurance

Perhaps the most important insurance coverages for a CrossFit gym to carry, General liability (GL) insurance can help pay for damages or injuries sustained by others as a result of your business operation.

GL coverage can help you cover expenses including, but not limited to, lawsuits, settlements, legal fees, court costs and more.

Business Income Insurance

When added to a Commerical Property Policy, Business income coverage can reimburse you for lost income during the recovery phase of another covered claim that interrupts your business.

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Other CrossFit Insurance Coverages You May Want to Carry

The best way to know the coverages that make the most sense for your CrossFit business is with the help of a CrossFit Insurance Expert.

That said, Tomins understands some business owners like to do their own research before moving forward on a decision. With that in mind, here are a few supplementary coverage options to consider:

  • Employment Practices Liability Insurance
  • Employee Benefits Liability Coverage
  • Workers Compensation Insurance
  • Equipment Breakdown Coverage
  • Professional Liability (E&O)
  • Cyber-Attack Coverage
  • Commercial Auto

If your CrossFit Gym has employees, Workers Compensation and EPLI are especially important coverages to consider. If you store sensitive client financial information, you should probably also consider Cyber-Attack coverage.

If you need more information on the coverages available for your CrossFit business, feel free to reach out to a Tomins CrossFit Insurance Expert now.

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How Much Does CrossFit Insurance Cost?

The cost of CrossFit Insurance depends on many factors including, but not limited to:

  • Number of Employees
  • Coverages Desired
  • Past Claim History
  • Gym Location
  • Gym Size

Just like each WOD you plan is designed to target specific muscle groups, each policy Tomins delivers is designed to best serve the needs of the CrossFit gym that will carry it.

While it’s difficult to quote an exact price without knowing the specifics of your CrossFit operation, you can trust us to offer the right coverage at the right price.

Every time.

Get your free personalized CrossFit Insurance quote now.

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What Do I Need to Get My CrossFit Insurance Quote?

To help Tomins design the perfect policy for your needs, we ask that you gather the following information before applying for your CrossFit Insurance quote:

    • Gross Annual Sales
    • Business Address and Tax ID
    • Target Effective Date (Date of Policy Start)
    • Number of Employees you Currently Employ
    • Information about other insurance you currently hold
    • Volume, Nature, & Storage Method of Client Data
    • Proof of professional licensing & other relevant
    • Brief Description of Your Business Operations
    • History of Past Claims (at least 3 years)

Tomins—mindful insurance today, successful CrossFit Gym tomorrow.

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