Does a Sole Proprietor Really Need Pressure Washing Insurance?
Even if you specialize in mobile wash and are not required to carry the General Liability coverage mandated for commercial pressure washing business owners, pressure washing insurance is always a good idea.
Consider what would happen if you accidentally sprayed a customer’s vehicle with the windows down or got too close and damaged their paint.
The legal liability of repairing damage to customer property almost always falls to the owner of the business responsible for causing it. Even if you weren’t at fault, the chance of getting sued for property damage as a pressure washing business owner is too big to ignore.
If you do residential power washing, your risk exposure practically doubles.
Not only are people’s homes much more valuable than the average vehicle, but the cost of a flood restoration or other residential damages related to power washing can also easily end topping $10,000.
The last thing you need is to get stuck paying out of pocket for an honest mistake.
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