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Realtor Insurance

You work hard helping people find the properties of their dreams.

Isn’t it time you had an insurance partner that worked as hard as you do?

Rather than adhere to the one-size-fits-all approach to realtor insurance taken by most insurance brokers, we take the time to understand the unique insurance needs of every Realtor we serve.

Tomins-mindful insurance today, successful Realtor tomorrow. 

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Does a Realtor Need Insurance?

Working with the property of others is risky business.

 From the premises liability you face each time you invite a client into your office to the looming threat of being sued for negligence or fraud, Realtor Insurance can help give you the peace of mind of knowing you’re covered.

At Tomins, we actually take the time to understand the scope of your real estate business to ensure we are offering you the right coverages at the right price. Our 24/7 online access portal helps make sure you have access to the policy documents and answers you need, the moment you need them.

The best part?

Coverage from Tomins is powered by Higginbotham and backed by over 50 years of experience designing policies for Realtors just like you.

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A Realtor showing home plans on a laptop to new buyers in a well-lit office with large windows and a marble table

Realtor Insurance Coverages

Tomins refuses to take the short cut of a cookie-cutter approach to Realtor Insurance.

We firmly believe deserve mindful coverage designed around every facet of your business operation. While the specific insurance needs of each Realtor are different, there are a few essential coverages that almost every Realtor would be wise to consider for their policy.

These include:

  1.  Commercial Property Insurance: Commercial Property Insurance can help reimburse a realtor for the costs of physical damage to their shop, other buildings, and tools/equipment.
  2. General Liability Insurance for Realtors: This coverage is especially important for realtors who own or rent an office. General Liability can help protect an owner or lessee from financial loss from lawsuits filed as a result of injuries or damages sustained by a third party on your property.
  3. Business Income Insurance: In the unfortunate case that your Real Estate business suffers a covered loss, Business Income Insurance can help replace your income throughout the recovery process.
  4. Errors & Omissions: Otherwise known as professional liability insurance, E & O is designed to consider covering professionals for legal damages resulting from mistakes and negligence.

Tomins Pro Tip: You can often save money by bundling these three coverages into a commercial package.

Find out more here.

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Other Realtor Insurance Options to Think About

Depending on the specifics of your Real Estate business, you may also want to consider carrying some additional coverages.

Some of the popular Realtor Insurance coverages carried by Tomins clients include:

It’s important to note that this list is far from exhaustive.

For more information on the coverages that make sense for your real estate business, feel free to reach out to a Tomins Realtor Insurance expert today.

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What Does Electricians Insurance Cost?

As you may have guessed, there is no universal answer to this question.

Our commitment to mindful insurance means Tomins goes beyond the cookie-cutter approach to insurance used by other firms. By taking the time to learn about your real estate business before designing a policy, we make sure we’re getting you all the coverages you need an none that you don’t.

Even though we are unable to quote a price before we understand your unique real estate operation, you can rest knowing you’re getting the right coverage at the right price.

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Getting Realtor Insurance Today

At Tomins, we are in the business of making realtor insurance easy. Start your free, personalized insurance quote now at our online quote page. 

To help us deliver the best quote possible, we ask that you gather the following information before applying:

  • Business address and tax ID 
  • Income for your most recently completed fiscal year 
  • Number of employees you currently employ
  • Information about other insurance you currently hold
  • Volume, nature, and storage method tenant or client data  
  • Proof of professional licensing and other relevant certifications or permits  
  • History of past claims (at least three years) 

Tomins — mindful insurance today, successful realtor tomorrow.

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