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Vineyard & Winery Insurance

Making wine is a labor of love.

As a winery owner, you know more than anyone that running a winery is full of unexpected twists and turns.

From a natural disaster to equipment breakdown, the path to an amazing bottle of wine is filled with obstacles. You work hard to make sure your winery is producing the best wine possible.

Isn’t it time you had an insurance partner that worked as hard as you do?

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Is Winery Insurance Really That Important?

Considering the countless threats that loom over the operation of even a small, family winery, Winery Insurance makes a lot of sense for most owners.

Tomins takes the time to understand the unique operation of each winery we serve, to help guarantee we are offering the best coverage at the best price for your unique needs. Rather than offering the all too common ‘one-size-fits-all’ approach to Winery Insurance, we carefully consider the threats and risk exposures relevant to your specific business in designing your coverage.

As if our hand-tailored approach to Winery Insurance wasn’t enough reason to choose Tomins as your insurance partner, our coverage is powered by Higginbotham, an industry leader with decades of experience insuring businesses of all shapes and sizes.

From small family vineyards to large, national Winery chains, TOMINS has you Covered.

Get your free Winery Insurance quote here today.

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Two men in baseball hats examining barrel of wine at a vineyard

Vineyard & Winery Insurance Coverages

Almost every business needs General Liability Insurance and Wineries are no exception.

Not only is there significant liability involved in producing wine, but the added threats involved with inviting guests to your tasting room or other facilities also make a strong argument for this coverage.

Factoring in the above-average value of a typical Winery’s equipment, Commercial Property is another coverage seriously worthy of consideration for a Vineyard or Winery. For similar reasons, Business Income Insurance is another important coverage for a winery to consider.

In the unfortunate circumstance that your Winery suffers an unexpected stop in operations, this coverage can help reimburse you for the resulting interruption in income. Because a typical Winery ends up carrying multiple coverages in their insurance policy, a commercial package policy can be a great way to save money on premiums.

A Winery commercial package usually combines these three basic coverages:

  1. Winery Commercial Property Insurance: Commercial Property Insurance helps cover the cost of a Winery’s equipment, facilities, and other property
  2. General Liability Insurance for Wineries & Vineyards: General Liability insurance is important for any type of small business, Wineries included. This insurance is designed to protect a business against financial damages related to injuries or damages to third parties.
  3. Winery & Vineyard Business Income Insurance: This insurance can protect against loss of income during an interruption of business operations. It can also help with the costs of relocating and operating out of a temporary location during the recovery phase.

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Other Tomins Winery Insurance Coverages

Winery Insurance from Tomins is specifically designed around the unique needs of your Vineyard or Winery. Our custom-tailored Winery Insurance can help protect an owner from the countless threats that jeopardize their livelihood.

Because the last thing you need is another thing keeping you up at night.

Hand-tailored to your business, some additional Tomins Winery insurance options include:

Isn’t it time you worked with an insurance partner who works as hard as you do?

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How Much does Winery Insurance Cost?

Just like your wine is different from the Winery down the road, coverage from Tomins is designed with the unique needs of each owner in mind.

Because we take the time to understand each client before putting together a policy, there is no one-size-fits-all answer for what Winery insurance will cost. At Tomins, we’re dedicated to getting you the best coverage for your specific needs at a competitive price.

No matter the size or nature of your Winery or Vineyard, Tomins has you covered.

Get your free Winery insurance quote today.

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How to Get a Winery Insurance Quote Today

At Tomins, we work hard to be the best Winery insurance provider in the business.

To help us provide the most competitive and accurate quote possible, we ask that you gather the following information available before applying for a quote:

  • Business address and tax ID 
  • Income for your most recently completed fiscal year 
  • Number of employees you currently employ
  • Information about other insurance you currently hold
  • Volume, nature, and storage method tenant or client data  
  • Proof of professional licensing and other relevant certifications or permits  
  • History of past claims (at least three years) 

Tomins—mindful insurance today, successful winery tomorrow.

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