If you own a small business, you’ve likely heard the phrase “Business Owner’s Policy,” or BOP. It’s a bundled insurance package that includes the most common coverages you might need. In other words, a BOP from Tomins gives you protection from all of your major liability and property risks in a single easy-to-manage insurance quote.
In addition to the convenience of a single insurance bill, bundling your coverages under a Tomins BOP lets you earn a discount on your premiums.
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Regardless of the size, nature, or location of your business, our experience tell us you most likely should carry a BOP. You probably need BOP coverage if:
A typical BOP includes these three basic coverages:
Tomins offers additional BOP coverage options, to help further protect your business. Some of the more popular BOP add-on coverages to a standard a BOP include:
It’s important to note, however, that this list is far from exhaustive. If you have a specific question or need information on coverage or a risk not discussed here, reach out to a Tomins business insurance expert.
If you’re ready for a personalized BOP quote for your business, visit our easy online application portal now and we’ll get your quote started for you.
As you can probably figure, different businesses with different operations have different business insurance needs. Tomins has seen client BOP costs as low as $77 a month. But each situation is unique. Each business — including yours — deserves custom-tailored BOP coverage to best fit their needs.
After all, the last thing you need is one more thing keeping you up at night. If you’re ready to rest easy knowing your business is covered by an insurance partner that works as hard as you do, let’s talk.
At Tomins, we are in the business of making BOP coverage easy. Start your free personalized insurance quote now at our online quote page.