Other Computer Repair Insurance Coverages to Consider
As aforementioned, the fact that you work around the sensitive personal data of others carries significant liability.
With this in mind, Tomins recommends almost every Computer Repair business we serve to seriously consider Cyber-Liability, Technology, and Data Recovery coverages.
A few other important coverages for a Computer Repair business to consider include:
Equipment Breakdown
This coverage helps pays for repairs or replacements for equipment when it stops working or is damaged.
Property in Transit
If you travel with or pick up/deliver customer equipment, you probably need Property in Transit coverage. Also known as Inland Marine Coverage, this insurance is designed to help your business with the cost of damaging other people’s property during transit. The previously mentioned Bailees Coverage is a type of Inland Marine Coverage.
Employment Practices Liability
If your Computer Repair business has employees, EPLI is an important coverage to carry. This insurance can help protect against the cost of lawsuits filed for sexual harassment, improper hiring, discrimination, slander, and more.
Umbrella Coverage
Umbrella insurance can protect a Computer Repair business beyond the payout limits defined in their standard policy.
Workers’ Comp
Workers compensation insurance is another critical coverage for Computer Repair businesses with employees to consider. This insurance can cover the costs of an injured employee, helping with everything from medical expenses to wages and legal costs.
As the needs of each Computer Repair business are different, the best way to know the coverages that make the most sense for yours is with the help of a Tomins Insurance expert.
Isn’t it time you had an insurance partner that works as hard as you do?
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