Accounting for almost 98% of all U.S. companies, small businesses make America run. Tomins helps you run your small businesses better — easily and confidently.
We bring years of Higginbotham experience and expertise to support an array of businesses and industries, delivering services and products you can trust, from people you can trust.
Considering all of the daily risks and liabilities you face in an HVAC business, it’s crucial to make sure you’re carrying the right insurance to protect your livelihood.
Insurance for HVAC Sales and Service
Considering the risks of storing other people’s belongings, Tomins will make sure your business has the general and specialized business coverages you need — for their property and your assets.
Insurance for Storage Facilities
Every master electrician, journeyman, and electrical contractor or manager faces daily risks that need to be protected with the right insurance coverage — from professional liability insurance to a business owners policy.
Insurance for Electricians
Whether you own a home bakery shop or a multi-location commercial bakery chain, Tomins’ deep understanding of the industry enables us to provide the perfect business insurance policy.
Insurance for Bakeries
Whether yours is a spa or a tanning, beauty, hair, or nail salon, Tomins knows your unique insurance needs — from the single-booth stylist to the owner of a national salon chain.
Insurance for Salons
From indemnity insurance to protection against the loss of cherished files, cameras, and other equipment, Tomins knows the unique insurance needs of videographers — from wedding photography to commercial advertising.
Insurance for Videographers
Tomins knows the risks of the restaurant business and the protection you need from foodborne illnesses, hiring compliance mistakes, on-premises injuries, and more. Our expertise ensures that you get the coverage you need.
Insurance for Restaurants
Whether you offer house cleaning, commercial janitorial services, or anything in between — like carpet or window cleaning — Tomins understands and covers the risks you face doing business on someone else’s property.
Insurance for Cleaning Businesses