Whether you have a small house cleaning business or own a commercial janitorial service, Tomins is here to help you run your business better.
We take the headaches out of business insurance to reduce risk for cleaning services with our convenient 24-hour online portal. You get time back to focus on what’s truly important — running and growing your business, whether your focus today is on windows, carpets, houses, or janitorial services — or anything in between. And unlike any other online insurance agency serving cleaning businesses, Tomins is backed by the expertise and experience of Higginbotham.
Maybe more important to you, we understand the unique needs of the cleaning business and are ready to design a policy perfectly tailored for you. From basic business owners insurance to any of the more-specialized types of coverage your unique situation needs, Tomins has you covered.
You deserve an insurance partner that works as hard as you do. Tomins — the right insurance choice today.
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Having the right insurance is one of the most important keys to success in today’s fast-paced business environment. That’s especially true for cleaning companies.
In addition to the daily job-related risks and legal liabilities that you’re certainly aware of, you may be surprised to learn about many other risks involved as cleaning business — risks that go far beyond those covered by a standard cleaning services insurance policy.
From a flood at your office to your employees getting injured to having important documents and records damaged or lost, you need coverage from an insurance partner that knows your business like you do.
Cleaning and janitorial insurance from Tomins is designed with your business in mind. We strive to offer the best of both worlds for business owners: on-demand policy documents when you need them, and the expertise, local touch, and proven track record of Higginbotham.
Beyond protecting your physical assets, it’s also important to protect your cleaning or janitorial business against the possibility of financial loss from lawsuits or settlements. With this in mind, Tomins advises any cleaning busines owner to consider carrying general liability insurance.
Regardless of the unique characteristics of your restaurant operation, every owner should also carry a Business Owners Policy (BOP). It’s designed to protect your business’s buildings, property, and other business assets against unforeseen loss.
A Tomins cleaning business BOP typically includes these four coverages:
In almost every case, a cleaning business owner should seriously consider the insurance coverages mentioned above (commercial property, general liability, and business income [LINK TBD]).
In addition, the unique characteristics of your cleaning business might make an argument for carrying other coverages as well. Some other cleaning or janitorial insurance coverages to think about include:
Our custom-tailored approach helps protect owners of any type of cleaning companies against the distinctive risks that threaten their unique business. Custom-tailored for your unique business needs, Tomins Cleaning Business Insurance coverage options include:
The specifics of your unique business operation and the coverages you desire will determine your exact cost for insurance. But if you think about the massive financial losses you could suffer from an uncovered incident, the cost of insurance premiums typically pale in comparison.
While the cost of various types of cleaning business insurance coverage can vary considerably, this table outlines some added coverage costs for a typical business.
At Tomins, we are in the business of making cleaning business insurance easy. Start your free personalized insurance quote now on our online quote page. To make sure we can provide the most accurate and competitive quote possible, it helps to make sure you have the following information available when you apply:
Take the time to make sure all of this information is up to date and accurate. It’s the best way to ensure that we can provide you with the best quote possible.